Homebuyer Education Options
Intro to Homebuyer Education & Fair Housing Land Bank APPROVED!
$25 per household
- Fair housing and how to report violations
- Renting vs. buying
- Mortgage readiness
- 4 C’s of credit, scores and reporting
- Create a spending plan and build an emergency fund
- Land contract basics
- Quiet title
- Title Insurance
- Mortgage payment vs. land contract payment
- Importance of a home inspection
- Energy efficiency in the home
- This class DOES NOT meet the needs for MSHDA, mortgage loans or down payment assistance
- Thursday, October 24, 2019 9:30 AM - 11 AM
- Thursday, November 7, 2019 5:30 - 7 PM
- Saturday, November 23, 2019 9:30 - 11 AM
- Monday, December 16, 2019 5:30 - 7 PM
MSHDA Homebuyer Education
$50 per household
- How much you can afford
- How to fix or improve your credit
- How to shop for the best mortgage loan
- The steps of the mortgage process
- Fair housing – know your rights
- The roles of the professionals involved in most home purchases
- What to include in your offer
- Home inspection basics
- The steps of the closing process
- Saturday, October 19, 2019 9:00 AM - 1 PM
- Thursday, November 14, 2019 9 AM - 1 PM
- At this time we are unable to provide a class for the month of December 2019 due to scheduling conflicts. We will resume classes in January 2020! Happy New Year!
We also offer an online atlternative to our in-person MSHDA class and is most often faster and more convenient and is only $24 more than the in-person class. eHome America can be accessed 7 days a week and 24 hours a day from any computer, tablet or smartphone. You can access the program and a coupon code with the following link: www.geneseehabitat.org/online-homebuyer-education.html
Individuals who have attended homebuyer courses may be better prepared and know what to expect during the mortgage application process.
To register and pay for a class, come into Genesee County Habitat for Humanity at 101 Burton St. Flint, MI, between 9:00 AM and 4:00 PM and enter through our ReStore. On Mondays, the ReStore is closed so enter the building through the front door.
You must be registered for a class NO LATER THAN THE DAY PRIOR.
Childcare is not provided so please make other arrangements for your children.
Please be on time, if you are 10 or more minutes late, you will need to reschedule for another day at no additional charge and you have 90 days from your original class date to reschedule.
Class fees are NON-REFUNDABLE
**Please note, class is CANCELLED if Flint Community Schools close due to inclement weather only.